Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of CosmoChat's AI platform and services ("Service") operated by CosmoChat Inc. ("us", "we", or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

Service Description

CosmoChat provides an all-in-one AI platform that integrates multiple AI services including:

• • AI-powered chat and conversation services
• • Custom AI agent creation and management
• • Document analysis, summarization, and OCR
• • Music creation, lyrics search, and audio generation
• • Image and video generation capabilities
• • Integration with OpenAI, Google, Anthropic, Grok, and Suno services

User Accounts and Registration

• • You must be at least 13 years old to use our Service
• • You must provide accurate and complete registration information
• • You are responsible for maintaining the security of your account
• • You must notify us immediately of any unauthorized use of your account
• • One person or legal entity may not maintain more than one account
• • You may not use our Service for any illegal or unauthorized purpose

Acceptable Use Policy

You agree NOT to use the Service to:

• • Generate harmful, illegal, or inappropriate content
• • Violate any applicable laws or regulations
• • Infringe on intellectual property rights
• • Harass, abuse, or harm others
• • Distribute malware or engage in hacking activities
• • Attempt to reverse engineer our services
• • Use the service for commercial purposes without authorization
• • Generate content that violates third-party AI service policies

Content and Intellectual Property

Your Content

• • You retain ownership of content you create using our Service
• • You grant us a license to use your content to provide and improve our Service
• • You are responsible for ensuring your content doesn't violate third-party rights
• • We may remove content that violates these Terms or applicable laws

Our Content

• • Our Service and its original content are protected by intellectual property laws
• • You may not copy, modify, or distribute our proprietary content
• • Third-party AI services retain rights to their respective technologies

Privacy and Data Handling

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. By using our Service, you consent to the collection and use of information as outlined in our Privacy Policy.

• • We process your data to provide and improve our services
• • Your interactions may be shared with third-party AI providers
• • We implement security measures to protect your information
• • You have rights regarding your personal data as described in our Privacy Policy

Payment and Billing

• • Subscription fees are billed in advance on a recurring basis
• • All fees are non-refundable except as required by law
• • We may change our pricing with 30 days' notice
• • You are responsible for all taxes associated with your use of the Service
• • We may suspend or terminate your account for non-payment
• • Refunds may be provided at our sole discretion

Service Availability and Modifications

• • We strive to maintain high service availability but cannot guarantee 100% uptime
• • We may modify, suspend, or discontinue any part of our Service
• • Third-party AI services may have their own availability limitations
• • We will provide reasonable notice of significant changes when possible
• • Scheduled maintenance may temporarily interrupt service

Disclaimers and Limitations

• • We do not guarantee the accuracy or reliability of AI-generated content
• • You use our Service at your own risk
• • We are not liable for any indirect, incidental, or consequential damages
• • Our total liability is limited to the amount you paid for the Service
• • Some jurisdictions may not allow certain limitations of liability

Termination

• • You may terminate your account at any time
• • We may terminate or suspend your account for violations of these Terms
• • Upon termination, your right to use the Service ceases immediately
• • We may retain certain information as required by law or for legitimate business purposes
• • Provisions that should survive termination will remain in effect

Governing Law and Disputes

• • These Terms are governed by the laws of [Your Jurisdiction]
• • Disputes will be resolved through binding arbitration
• • You waive the right to participate in class action lawsuits
• • Any legal proceedings must be brought in [Your Jurisdiction]

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through our Service. Your continued use of the Service after changes constitutes acceptance of the new Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: